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Internal Tool v26.2
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Contribution Simulator
Self-Employed 2026

Calculate your RETA regularisation based on real net income under the current rules.

1. Financial Data

Enter the annual total. The system will divide it by 12 to calculate the average.

2. Profile and Situation
Analysis Results
Average Monthly Net Income (12-month basis)
0.00 €
Legal Minimum Contribution
0€
Legal Maximum Contribution
0€
Adjust Contribution Manually
€/month
Corresponds to a Contribution Base of: 0€
Notify DPL Asesores

📩 Request Change

Apply the new contribution selected on the slider.

🛡️ Keep as is

I accept the future regularisation and prefer not to change anything today.

RETA Self-Employed Contribution Calculator 2026

Since January 2025, self-employed contributions in Spain are calculated by real net income brackets. This DPL Asesores simulator lets you calculate your monthly contribution based on your estimated income, including the national flat rate for new freelancers.

How does the new RETA system work?

The real-income contribution system sets 15 brackets with contributions ranging from €200/month to over €590/month. Freelancers can change bracket every two months to adjust their contributions to the reality of their business. At DPL Asesores we help you optimise your bracket and take advantage of every available rebate.